Apply for a Home Rehabilitation Loan or Emergency Repair Grant

If you have a low income and own your home, you may be eligible for:

  • Low-interest loan for up to $65,000 to make improvements to your home
  • Emergency repair grant for up to $20,000

To qualify, you must live in the home and your household income cannot exceed 80% of Area Median Income (AMI)

How to apply

This program is administered by Habitat for Humanity. To apply, visit the Habitat for Humanity website and submit a request for service.

Example projects

  • New roofs and gutters
  • Insulation
  • Central heating
  • Remodeled kitchens and baths
  • Electrical and plumbing upgrades
  • Painting
  • Ramps
  • Grab bars
  • Concrete or deck repair
  • Solar electric systems or rooftop solar

Health and safety hazards are given priority for funding.

Contact

Call: 510-803-3388
Email: HomeRepair@HabitatEBSV.org

 


Participating Lenders

If you meet the criteria above, you should contact one of our participating lenders to begin the loan qualification process. You will need to work with the loan company and your own real estate agent during the purchase process.

For questions, regarding the participating lenders, please direct them to housing@walnut-creek.org

 Participating Lenders

Academy Mortgage Corporation
Chris Roberts (925) 222-6609
chris.roberts@academymortgage.com
NMLS# 670751

All California Mortgage

Lisa Andrews (925) 383-7857
landrews@allcalifornia.com
NMLS# 839860

American Financial Network

Bill Donnelly  (510) 459-7520

bdonnelly@afncorp.com

NMLS# 1202279

Bank of America Home Loans

Don Hinton 925-678-5549 
don.hinton@bofa.com
NMLS# 455106

 

Bank of America

Clint Madison (415) 606-2244

clint@clintmadison.com

NMLS# 219274
Caliber Home Loans

Shawn Augustus (925) 498-6192

shawn.augustus@caliberhomeloans.com

NMLS# 340838
Citywide Home Loans

Dustin Kosterow (925) 231-5190

yourlender4@gmail.com

NMLS# 1202278
CMG Financial

Matthew Barba (925)983-3155

mbarba@cmgfi.com

NMLS# 949932
Commerce Home Mortgage

Cynthia Lowary (925) 302-2013

clowary@commercemtg.com

NMLS# 295272
Cross Country Mortgage

Bill Babcock (916) 296-7000

billy.babcock@myccmortgage.com

NMLS# 90399
Envoy Mortgage
Maria Kopf (925) 766-1971
mkopf@envoymortgage.com
NMLS # 1043430
Envoy Mortgage
Kelle Q. Murphy (925) 642-0900
kmurphy@envoymortgage.com
NMLS# 218870
Finance of America Mortgage

Tiffany Attwood (925) 525-8997

tattwood@financeofamerica.com

NMLS# 281060
Guild Mortgage Company

Sandra Smith

sandras@guildmortgage.net

NMLS# 255924

Guild Mortgage Company

Sherrie Fico (916) 367-7100

sfico@guildmortgage.net

NMLS #264326

Homebridge Financial

Joel Dikit (925) 998-5488

joel.dikit@homebridge.com

NMLS# 240507


KBHS Home Loans

Michelle Shaman (925) 549-0803

michelle@loandiva.us

NMLS# 289245

Land Home Financial

Bill Shewry (925) 765-4346
bill@lhfinancial.com
NMLS# 21134

Mountain West Financial

Kathy Gualt (909) 255-8325

kathy.gault@mwfinc.com

RPM Mortgage

Christina Pacheco (925) 216-8877

cpacheco@rpm-mtg.com

NMLS# 382828
Skyline Home Loans

Andraya Bern Coulter (925) 286-7179

loansbyandraya@gmail.com

NMLS# 254474
Summit Funding

Casey Sullivan (925) 395-4212

csullivan@summitfunding.net

NMLS# 237837
Wells Fargo

Matthew Austin Townsend (925) 588-6267

matthew.a.townsend@wellsfargo.com

NMLS# 482743

Guaranteed Rate
Angela Seminario (415) 640-7780

angelamseminario@gmail.com

NMLS# 339427